- Homeowner’s Insurance
This type of insurance covers damage to your home and its contents. If your house burns down, your homeowner’s insurance should cover the cost of rebuilding. You’ll need to check your policy to make sure it includes coverage for fire damage.
- Flood Insurance
Flooding is one of the worst things that can happen to a property. In some parts of the country, flooding is common. Your flood insurance should protect your home if it gets flooded. Check your policy to make sure you’re covered.
- Earthquake Insurance
Earthquakes can cause serious damage to homes and buildings. Make sure your earthquake insurance covers any damage caused by earthquakes.
- Windstorm Insurance
Hurricanes, tornadoes, and other windstorms can cause major damage to homes and businesses. Make sure your windstorm insurance covers these types of disasters.
- Liability Insurance
Liability insurance protects others who might get hurt while they’re at your house. If someone trips over your dog, falls off a ladder, or slips on ice, their injuries could lead to legal action. Liability insurance pays out if you’re sued for damages.
- Personal Property Insurance
Personal property insurance covers items inside your home, like furniture, electronics, clothing, and more. Items like these are expensive to replace. Make sure your personal property insurance covers any losses.
- Umbrella Insurance
Umbrella insurance adds extra protection for expensive items. For example, if you have $100,000 worth of jewelry in your safe, your umbrella insurance would add $10 million dollars onto the total amount.
- Flood Insurance
Flood insurance helps protect your property and possessions from flood damage. A flood is defined as water flowing over land at a rate of 1 inch per hour or higher. Most policies do not cover flooding from rainstorms or snowmelt. Make sure you have enough flood insurance to cover the full replacement cost of your home and belongings.
- Windstorm Insurance
Windstorm insurance helps protect your home and belongings from wind damage. Wind damage includes damage caused by high winds, hail, tornadoes, and hurricanes. Make sure you have sufficient windstorm insurance to cover the full value of your home and belongings, including the cost of replacing them.
- Storm Damage Insurance
Storm damage insurance helps protect your home from damage caused by severe weather. Severe weather includes storms, tornadoes, hurricanes, and hailstorms. Make sure you have storm damage insurance to help pay for repair costs if your home is damaged by these events.
- Burglary Insurance
Burglary insurance helps protect your home against break-ins. A burglary is when someone breaks into your home without permission. Make sure you have adequate burglar insurance to cover the cost of repairing any damage done to your home.
- Fire Insurance
Fire insurance helps protect your home in case of a house fire. A fire is when a flame ignites combustible materials inside your home. Make sure you have fire insurance to help replace your home and belongings if they burn down.
